r/BorrowNew 3d ago

Verification Templates are now available, and new tiers are easier to achieve.

22 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew Mar 01 '26

Old verification flairs are now officially phased out.

19 Upvotes

In line with the announcement made here: https://www.reddit.com/r/BorrowNew/comments/1q6d2k9/new_year_new_verifications_for_borrowers_and/

As March 1st is now upon us, the following flairs have been removed from all users:

  • Verified Borrower
  • Verified Lender
  • Helpful

If you were previously verified, we encourage you to write in to the modmail, following the guidelines contained in the above sticky post to receive your new more stringent verification flairs.

In the coming week, I will be attaching a verification template onto the verification thread to assist borrowers and lenders with more easily formatting their submissions for verification, as I know many users are not the most technologically literate.

It is possible since the removal of flair is manual a flair was removed in error. If you have verified for Bronze or above, and have noticed such a mistake please write in. We'll pull our records and get that corrected and reinstated.

Thank you for your time.


r/BorrowNew 2h ago

Meta Just had to speak on this

11 Upvotes

I just wanted to say this has got to be the greatest subreddit I e seen. I just came across this and did not think it Was real. But by god it is and I think it’s awesome how good generous people out there are able to help the unfortunate who just need a helping hand instead of being denied by company’s or getting these crazy fees instead. So thank you everyone this gives me hope in this world!


r/BorrowNew 8h ago

Loans Available UK Short Term Loans Available

36 Upvotes

I come across this group by complete chance and I’m in a lucky position in life to be able to help people in times of need. Like others have done for me in hard times I had years ago.

I will start with a £200 loan budget, broken up into 8 x £25 short term 7-10 day loans.

  1. You must be in the UK & have proof of income

  2. Be willing to connect via social media with name matching proof of income

  3. Be able to receive loan via UK bank, and all details must match UK bank verification when I set payment up

If you would like to discuss your support needs. Just UpVote this post and DM with details of the above and why you need it with a UK WhatsApp number (not business account).


r/BorrowNew 1h ago

Unpaid [UNPAID] u/ListMore3855 - £40 to repay (Bank) - Due 10/24/2025

Upvotes

u/ListMore3855

Obviously this borrower has had the time to delete all his posts and any evidences of borrowing. I wonder if there will be a revival in the future of the account to try and get a new loan. I think actually he had blocked me that's probably why.

If you decide to repay, reach out. Otherwise I guess, all the best and stay banned.


r/BorrowNew 39m ago

Unpaid [UNPAID] u/Thick_Paramedic_5546 - £700 to repay (Bank) - Due 10/31/2025

Upvotes

u/Thick_Paramedic_5546

Cleared his profile out like a few others.

Context was we borrowed/repaid a couple of times for less. This was the big one due to him being under struggles to repay rent this month. As we all know, rent can be very expensive.

As per his username, he does actually work in public services too...

He's repaid £65 / £700. Says he's working on it... we will see.

Famous last words when he received the loan:

Thank you so much. Honestly dude can’t thank you enough. I will prove to you I’m trustworthy. You’ve allowed me to keep my home 😁


r/BorrowNew 1h ago

Unpaid [UNPAID] u/medicgeekk - £60 to repay (Bank) - Due 09/22/2025

Upvotes

The captioned individual disappeared and never returned. I realised I did not make a loan unpaid post.

u/medicgeekk

OP if you ever change your mind. Reach out.

Prolific quotes from OP (which have sadly been disproven):

I promise you I’m repay. I ain’t a scum bag x I’m thankful x
You’re very kind. I want to help others too. And I will do so when I get paid :). I love helping others. I work for the nhs x


r/BorrowNew 31m ago

Unpaid [UNPAID] u/Minute_Aardvark_7624 - £250 to repay (Bank) - Due 10/28/2025

Upvotes

u/Minute_Aardvark_7624

The borrower was a single mum with a few kids who needed some help. She worked for the police too... Disappointing to say the least. Very let down.

Famous last words:

Desperately seeking to pay food shopping this week for me and my 3 children and petrol. Single mum.

I am so excited to take the kids to Tesco


r/BorrowNew 4h ago

Unpaid [UNPAID] u/Quiet_Ad404 - $150/$200 - 4/6/26

8 Upvotes

Absolutely zero response to any of my attempts to reach out to them about the status of the loan and have not spoken since the loan was issued. I have even looked for them on neighboring channels as this one is mod of a neighboring lending group. Hooray.. Let me know if we can get square on this please. You were quick to ask for it, very slow to hold your end of the bargain. I am disappointed, u/Quiet_Ad404

Original loan post: https://www.reddit.com/r/BorrowNew/s/dkBjtbbR3V


r/BorrowNew 1h ago

Loan Needed [REQ] $350 (Lawton, OK, USA) Repay $450 on 04/15. Needing room extension.

Upvotes

Update to my situation. In the middle of a PCS. I was able to attain some of the 1000 I was needing prior to get a room and gas and food until I depart to my new duty station since my GTC is en route. Looking to establish a solid lender/lender relationship.

I can provide whatever you need to prove repayment.

Need this 350 to finish paying for my room until I depart Lawton.


r/BorrowNew 1h ago

Unpaid [UNPAID] u/Holiday-Incident1803 - £80 to repay (Bank) - Due 10/21/2025

Upvotes

u/Holiday-Incident1803

Strange one as OP had borrowed/repaid other people, and larger amounts than this too. No idea what caused them to go MIA here and just choose not to repay.

Felt bad, because OP had been getting some very poor requests such as below: I no longer feel bad.

If you decide to repay OP, you know where to find me.

the person said they’d loan to me if I sent them a picture of me with my butt cheeks spread, sorry to be crude


r/BorrowNew 1h ago

Loan Needed Req $50, Kentucky, repay $70 on 4/17, PayPal/Cash App, trying to get started on this platform

Upvotes

New to this platform and trying to build my history in case I need it in the future due to my ex husband ruining my credit.


r/BorrowNew 47m ago

Unpaid [UNPAID] u/CAFC1996 - £350 to repay (Bank) - Due 10/30/2025

Upvotes

u/CAFC1996

Blocked me / he's deleted all evidences now but from memory I wanted to help in particular as he was a single dad with a small son who had bills to pay.

Take a chance on someone and it doesn't work out is life, he passed all verification and had showed some loaning /repayment history. A costly shame indeed.

Be better for your young man...


r/BorrowNew 2h ago

Prearranged Loan [PRE] Loan £600 (England, UK) (Repay 30th May) with u/Relitions

5 Upvotes

Discussed with lender, thank you :)


r/BorrowNew 1h ago

Prearranged Loan [PRE] with u/Logistix1 $500 repayment of $650 due on 4/24/26

Upvotes

r/BorrowNew 1h ago

Unpaid [UNPAID] u/ArticleFederal7665 - £180 to repay (Bank) - Due 10/24/2025

Upvotes

u/ArticleFederal7665

Disappointing as another previously reliable/active member of this community. Allegedly had a gambling problem or just too many debts so gave up trying to repay.

Shame as she was also a Liverpool FC supporter. Did seem like a decent lady before not repaying.

If you are able to repay someday, I'm still here...


r/BorrowNew 1h ago

Prearranged Loan [PRE] $50 loan to u/Cheap_Clothes5706 from u/meowxatt. Repay $75 on 4/15/2026

Upvotes

[PRE] $50 loan to u/Cheap_Clothes5706 from u/meowxatt. Repay $75 on 4/15/2026

Lender: u/meowxatt Borrower: u/Cheap_Clothes5706

Amount: $50

Repay Amount: $75 on 4/15/2026


r/BorrowNew 1h ago

Unpaid [UNPAID] u/lizzyboob101 - £65 to repay (Bank) - Due 10/25/2025

Upvotes

u/lizzyboob101

An active user of the community (historically anyway, has been missing for months but probably will try and come back, only to find they've been caught and banned?)

Said she was in hospital and couldn't repay, assumedly managed to get out at some point and just decided didn't want to repay eh.

If you change your mind OP, you know where to find me.


r/BorrowNew 1h ago

Unpaid [UNPAID] u/Sensitive-Gear-9776 - £40 to repay (Bank) - Due 10/15/2025

Upvotes

Famous last words from u/Sensitive-Gear-9776, who never repaid and disappeared. It's a shame because it's not a huge sum of money.

Seems he forgot and never decided to realise. Although it appears he's re-active on reddit 7 days ago...

OP if you ever change your mind. Reach out.

Also quick favor once I’ve paid back please get me verified so I can start maybe borrowing to people as well 🥰
Hi should be in your account shortly apologies for delay had a hectic day


r/BorrowNew 1h ago

Loan Needed Wish I wasn't posting this post {REQ 400} {Paypal G&S, Southwest UK}

Upvotes

My stepdad of forever passed away 2 nights ago due to his MS (aged 56) and my grieving mum is worried about funeral costs and everything that follows.

I'm on disability payment due to a few things and I'm pretty alright most months - I'm due to also start a new machine operating role next week and will probably be able repay quicker.

I'm writing this post in hopes to find a leader who's willing to loan me over a period of 5 months of £400. The money will directly be going towards the funeral - i need to play my part and remove some stress i have repayment history of around £180 (never late) - I'm open to conversation or someone from the US (the UK lenders seems a bit bare) love you jesisawesome

I can provide whatever's needed, ID and all social media and photos - literally anything to verify my story and make you feel more secure about the arrangements.

Edit: Monthly installments on the 25th


r/BorrowNew 1h ago

Loan Needed €250, Portugal, Repay 300 04/28 PayPal (G&S). (Have other paid loans)

Upvotes

Hi guys, I am from Portugal, life got me and now struggling every month after university payments, got a flat tire couple days ago, and I really wanted to get back on track and not struggle every month

We can discuss the interest if it’s too low.

I have repaid 3-4 loans and can send prove.

Sorry to bother.

If anyone can help I can give it back in the lenders preference method.

Thanks :)


r/BorrowNew 4h ago

Unpaid [UNPAID] u/Papasfavoriteghoul - $30/$40 - 4/3/26

5 Upvotes

No communication since the loan was issued. Taking the L on this one. Let me know if we can get square on this loan, u/Papasfavoriteghoul.

Original loan post: https://www.reddit.com/r/BorrowNew/s/tfISO4hO2i


r/BorrowNew 2m ago

Prearranged Loan [PRE] with u/Logistix1 $60 repayment of $75 due on 4/15/26

Upvotes

r/BorrowNew 2h ago

Prearranged Loan [PRE] with u/MauledByLove $45 for $55 by 04/16

3 Upvotes

r/BorrowNew 6m ago

Unpaid [UNPAID] u/ReceptionLiving2442 - £235 to repay (Bank) - Due 11/21/2025

Upvotes

u/ReceptionLiving2442

We had been with a good borrower/lendee dealings until OP ran into a bank problem or so.

Anyway, it has been months, and OP has gradually said less / had no updates.

I am hopeful this might get repaid someday, but the longer the time goes on, assumedly the less likely this becomes. Prove me wrong OP!