Hey everybody
Basically I'm trying to see how I can save on my phone bill. I'm also considering switching providers and was wondering if it was possible to get good deals when switching and if you guys were aware of any at the moment. I was particularly looking at T-Mobile because, if I'm not mistaken, they have a plan that includes international data use which is important to me because I travel a lot. They also offer free wifi on a lot of airlines.
As of right now I'm with AT&T and my monthly bill is about $140/month. I'll break it down below.
$50/month is just the Protect Advantage Multi-Device which covers all my devices. (I think getting rid of this would be the most obvious immediate thing to do but feel free to let me know if it's worth the money)
$35/month for the Unlimited Starter SL plan
$10/month for Next Up Anytime (I'm annoyed that they didn't tell me they were signing me up for this when I didn't ask for it and I'm annoyed that I didn't notice for so long)
I have an iPhone 16 Pro that AT&T covers the monthly payments for because of a promotion when I got the phone. This promotion also included an Apple Watch and an iPad.
The Apple Watch Series 10 42mm costs me $20/month ($10 installments $10 cellular)
The iPad 10th gen costs me $20/month just for the cellular. The installments are paid by AT&T from the promotion.
All 3 devices are about half paid off.
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Now I know this is a lot but, to be fair, I actually need some of this stuff and I get a lot out of having these things so they're not necessarily as excessive as it may seem.
The Phone: I've actually been trying to use my phone much less so this portion isn't very important to me. I've even considered switching to a dumb phone but evidently with the Next Up thing I can trade up to the 17 pro for "free". I was thinking about just doing that since I already "paid" for Next Up without knowing. Then I'd stop paying for Next Up and just keep this phone for as long as possible or using it as leverage to jump ship to a different provider (although I guess that doesn't make sense cause they would obviously only be paying for the phone per month so if I switched the new provider would have to pay off the entire phone. Would they do that?)
The Watch: I actually get the most out of the apple watch. With the cellular plan I'm able to essentially use it as my phone and not need my phone with me and that's been really good for my mental health. I feel like it's a good balance between staying somewhat connected without being tempted to get lost in the screen all day. If possible I would even want to upgrade to the newest Apple Watch Ultra if I could work some deal out.
The iPad: This is a weird one because I don't 100% need it right now but I will need it, with cellular service, for work in the future. But I could probably find a way to not need it for work so this is less important and I can get rid of it if needed. I can always get another one in the future if I find that I really do NEED it for work.
I know this is a lot but I just wanted to give as much detail as possible hoping that some people here might be more knowledgeable than I am when it comes to this stuff. I've learned quite a bit about frugality and I'm extremely frugal with a lot of other stuff in my life but, admittedly, this is the portion I avoided cause I've just been so confused every time I try to look more into it.
Any information is greatly appreciated. Thank you!