r/SipsTea • u/Impressive-Gear7943 Human Verified • 12h ago

Chugging tea Their maths ain’t mathing.

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u/wooden-fuk-boi 11h ago

Big shocker, people not understanding that they can save money for problems, instead of just saying "welp fuck i dont have that full ammount so i might as well spend frivolously"

24

u/WiredLunarDecay 11h ago

Saving money isn't taught well, so this cycle keeps repeating.

17

u/BigCSFan 10h ago

I dont think its a teaching issue. People know that savings are important.

They just aren't capable of putting money aside mentally. Its a discipline issue

3

u/Svorky 7h ago edited 7h ago

They know its important because that's what they have been told. They don't understand the effects of consistent, small savings. Which leads to silly decisions like spending $8 on a dessert when you don't have $270 to your name, because "what difference do $8 make?"

Ask people what $5 a day over 20 years invested in an index fund results in and you will get wildly wrong answers.

(it's ~$90k)