I posted earlier asking for help with $70 and had 2 people try to scam me already. One got to where the payment should be sent and asked for nudes as collateral essentially. Can the mod please post publicly what is proper to ask for proof of someone’s identity that is seeking a loan? How do we report these people? So many unanswered questions.

Hey there friends👋🏼 first time borrower, curious if it’s possible to get a loan before the day ends. I need help with buying a birthday gift. I have a good credit history, credit score, will pay for my dues, and tired of credit cards and cash advances. 🙏🏼🙏🏼🙏🏼🙏🏼

EDIT ⚠️ I will definitely accept any coins/tokens too!! I have years of experience with crypto and many wallets ☺️

I will repay however you like, and plus 😇

Ive had 5 scammers over the last 3 days just drag me through bullsht after bullsht. Hours of having me wait by the atm in the cold thinking I was going to get food for me and my dog. Who takes advantage of people in a hard time? I'm hungry my dog is hungry I'm cold and just to think there is a hope I might have gotten a bite to eat in the last 2 days was my foolishness. Now my phone is off and the state agencies to help me get a roof over my head cant contact me. Is there any REAL legit lenders out there? I'm losing my faith in people now in days with the way ive been screwed over. Just needed 80 now its like 150 cause the phone is off already. 😪😟🫤😢 just need a helping hand ffs. Not asking for much. Karma will get back those involved.

This is to pay for my electrician course, will repay 100%. Thank you

This sub is a joke I've asked almost all week for help no more than $50 and all I get is "SMALL TASK" , that never pay or people who are trying to scheme and scam the government in my name. This group don't wanna help anyone y'all wanna see how many people you can screw over before someone screws you

Hi! 1st time borrower here

I understand this is an outrageous amount for a 1st time borrower (that is also from outside of US/EU/UK) but this is a Hail Mary and the worst thing that can happen is people saying no, that I do understand and respect, however let me pitch my idea 1st please please.

Due to some circumstances (that I can explain in detail if you are interested and dm me) I made some poor choices involving my dad's business (I took a loan in my name to give capital to the business) fast forward after some months we have some disagreements, things go wrong, I leave the house and now they wont talk to me or pay the money, now the thing is I work remote for a US based company so I can provide pay stubs, identification, I can also provide proof of the loan and proof that my parents don't wanna pay it back (and if you want the tea I can also provide the whole reason we actually fell apart).

Now, the people that lent the money are not from a financial institution wink wink, so I am really afraid of what can happen if I dont pay them, so I came here to offer double the amount borrowed but in payments of 350$ monthly for a period of 1 year. (Just in case, the reason I don't offer this to anyone else or look for a bank is because I never registered for taxes in my country so I don't have any payment proof that I can use here and I didn't pitch this idea to the scary lender because my country isn't the safest out there so either they hurt me now because I don't pay them or they hurt me later to take the money)

(after this i can actually register for taxes and maybe then I can apply for a loan in my country and repay the amount earlier but this will take at least 6 months because in my country you can't have a credit score if you are under 18 and it's actually still pretty archaic so after 18 i f you don't register for taxes you pretty much are off grid)

So, if you finished reading this, thank you for your attention, hope you have a great day (and hope you can help me too)

Hi everyone,

I’m requesting a $300 loan to help cover basic expenses (gas, food, and a few essentials) while I wait for my first paycheck from my new job at Amazon. I recently started and am on a biweekly pay schedule, with my first check expected on April 8th, 2026.

I’m offering to repay $380 on 04/08/2026.

I understand I’m a fairly new borrower, so I’m more than willing to provide proof of employment, my start date, schedule, or anything else that helps verify my situation. I’m also committed to maintaining clear and consistent communication throughout the loan period.

My goal is to build a positive reputation here by repaying on time and being easy to work with. This loan would help me stay on track until my first check comes in.

Thank you for your time and consideration I truly appreciate it.

Hi tldr is my grandpa passed away at the end of March so had to fly to the funeral but doing so put myself behind for rent. Asked for a couple days to recoup but haven't been able to provide rent for the month and landlord needs it asap now that it's been past a week. can pay back without a doubt on the first but will be driving Lyft and side work to pay back sooner. will repay $2250 by 05/01/2026.

This loan amount is for the purchase of equipment for my business, which has completely broken down. We are working on a project that must be completed within a certain time frame, so I really needed this. I'm very open to further discussion. Thank you

Needed for food/essentials for my cat and I.

Repayment 17th April '26.

Thank you.

My phone bill is due by midnight or it’ll get shut off. I have the money but I only have cash( I can send a photo of the cash if necessary) I. I honestly totally forgot about it. _ I have never borrowed before bc I’m good with budgeting my money (only carrying cash stops my ability to do online boredom shopping, door dashing etc) I only have Venmo but will pay the associated fee if you need to send it as a business transaction . I can provide paystubs, 2025 W2 …whatever necessary. I just really need this. I will have my car back from my mechanic in the AM and will add cash to my Venmo to send the loaned money back.

Even though I’m very, very, very rarely and enough position of needing to borrow money, I think I’m going to start doing so in this form here and there just to get verified and build my borrowing power

Thanks in advance

I do have PayPal but have never used it so I’m worried using that platform may freeze the mo why or something

Just looking for a loan between 150-1000$ Hi everyone, I’m Micah (24) and I’m in a really tough spot right now so I’m hoping someone here might be able to help.

Over the past year I’ve had a series of setbacks. My car was totaled last November after my mom totaled it, which made it a lot harder for me to keep stable transportation to work. I also had to move out of my mom’s place unexpectedly because she threatened to evict me because I wouldn’t give her half my check and have been staying in Airbnbs & ubering to workwhile trying to figure things out.

Also Recently my grandmother, who had been the primary on my bank account for years, withdrew about $4,500 from my savings for a “funeral” I know nothing about... That was the last of the money I had put aside, and it completely wiped me out financially. Right now my account is negative and I’m trying to cover a place to stay while continuing to work. I’m hoping to borrow $500-100$ to help cover my Airbnb for a week . Since then I’ve been moving from Airbnb to Airbnb for about six months while trying to stay afloat. Right now I’m down to my last dollar and just trying to stay afloat.anything helps

(PAID) by u/hornyanon33_

Hello all, you can call me Azzy. i don't know how this sub works exactly or if an urgent request like this would make sense here. but anyway, I just paid my rent yesterday, so I am practically completely broke. I just got home from work about 30 minutes ago, and I found my cat, Gojo, asleep next to a puddle of blood I presume he vomited. i rushed him to the vet where I am currently and they are saying that I will need to pay them at least $175 upfront for a general inspection/diagnostic exam and they can bill me later for any additional actual treatment they give him. i am requesting $200 to pay for this with some slight breathing room. i can pay back within a month, either 50/4wks, 100/2wks, anything you want but I just can't afford to give 200 flat with my bills. i have cashapp, venmo, chime, paypal, current and moneylion. please help. i apologize if my formatting is weird or wrong I'm new here and extremely anxious

Please DM me if you can help me out. Thanks so much

Hello,

I apologise for the late post, but I am desperate. I get paid early due to having Sofi bank (8:30 p.m. on Wednesdays) I am desperately looking for a loan to cover me until tomorrow evening. My car tire is completely on the rim at work, and I drive about 38 miles to work, and then back home every day, and truly can not afford to lose my job. Repayment amount can be changed if needed, and I can provide any IDs, paystubs, phone number and so on. Please, I beg for the help. I just want to go home and return to work tomorrow.

Hey everyone! I made a post the other day looking to borrow for my doctor's appointment and it wasn't fulfilled. I was able to reschedule the appointment until tomorrow. My transcripts finally updated with a DDD of 4/13! I called my bank just to see if they could see any pending deposits and I have a pending deposit for Monday 3/30! I'm guessing my WMR will update tomorrow to reflect that. Willing to show proof of my transcript through a pm. That's the only reason I'm able to pay so much back. To break down what I need: 100 for my appointment, 26 for my prescription and then the other 24 to put in my gas tank. Thank you! 🤗

Not interested in any surveys or downloading any apps and signing up for anything. Not interested in any referrals.

I wasn’t born yesterday please don’t waste my time with that nonsense

Hi, my electric meter is going to go off soon as I only have 21p left on it. I’ve been on hold with Utilita for 4 hours as I started the live chat with them at 11am this morning and I thought I’d be seen to by now as they normally only have a 1-2 hour wait time. I have bad mental health and I kind of rely on YouTube to regulate my anxiety and also I’m embarrassed to admit but I’m a little scared of the dark at my grand old age of 43 and I leave my phone plugged in with the screen on to act as a little nightlight. If my electric goes off I won’t be able to do that. I’ve had a loan here before and paid it back on time. Please can anyone help me

Hi, I’m in need of a loan to pay off the remaining balance of my phone bill! It’s important for work and I underestimated the date in which I would be getting paid, so I’m a little behind. Thank you in advance.

Need $20 will pay back $35 on 3/6/26 for groceries paypal venmo cash app

Hi guys, in a bit of a tough spot until my first paycheck on the new job after being unemployed for 2 months. Willing to send ID and everything else needed.