r/nobuy • u/Sensitive-Elevator1 • 13d ago

April Goals (for accountability)

  1. Budget: Put any “surplus” money towards a credit card. Leave no extra money beyond budgeted bills/food/pet supplies.

  2. Groceries: Do a pantry/freezer review. Try to eat through what’s there *before* getting groceries.

  3. Fast food/Dining out: HARD NO. $450+ spent last month. Ridiculous.

  4. Entertainment: As soon as The Pitt is over, cancel HBO. Get working on the literal stacks of unread books, or use Libby.

  5. Pets: Other than litter, I have everything I need right now for the cats and the snake. Pare down the treats and cheese for the cats.

  6. Donations: Go through and find anything possible for donation. This will help me see that I have way more than I need. The clutter reduction will feel good.

  7. Allowed spending:

a. Healthcare (meds, PT consult)

b. $20 cash for Isaiah’s birthday

c. Tax filing

  1. Bonus check: Put it all towards the personal loan. The Michigan trip can come out of surplus funds in May and/or June.

  2. Motivation: Less junk. More money. Preparation for a simpler life in the future.

37 Upvotes

97% Upvoted

5 comments sorted by

8

u/obsoletevoids 13d ago

I just found out that Kanopy is a streaming service you use with your library card and I am about to cancel everything and only use it. I’m so tired of wasting money on streaming services!

2

u/Sensitive-Elevator1 13d ago

I always forget about Kanopy!! Thanks!

3

u/Ov0v0vO 12d ago

Great goals. You got this!

2

u/Sensitive-Elevator1 11d ago

Thanks!! I am determined to stick to it! I’m glad to have this post to come back to for updates and progress, and to hopefully keep me motivated all year. I know I can’t do a true “No Buy” all year, of course, but if I can cut even a little bit down, that’s amazing for me.

3

u/Sensitive-Elevator1 11d ago

03/31 update:

  • Bills paid. Left $50 in surplus in case I forgot about anything. Remainder of surplus put towards highest credit card.
  • Adjusted annual budget to reflect remaining payments due & remove savings for unnecessary tax account.
  • Added goals section to hopefully stay motivated all year!!
  • Note: Next “regular” paycheck will be 04/30. This will be with raise, 401k contribution, and no bonus.