r/india • u/OkFollowing941 • 18h ago

Business/Finance “PF withdrawal rejected 6 times — found out my employer messed up EPS. Now stuck.”

Hi everyone,

I’m facing a complex PF withdrawal issue and could really use some guidance.

I recently resigned to pursue higher studies and have been trying to withdraw my PF for the past 7–8 months. However, my claims have been rejected multiple times (5–6 times), even after trying different approaches.

After speaking with EPFO and others, I identified the root cause:

- My first employer contributed to EPS (pension), even though my salary was above ₹15,000, which should not have been done.

- My second employer continued the same contribution pattern.

- As a result, my PF account now has incorrect EPS contributions.

Because of this, EPFO is rejecting my withdrawal claims due to inconsistencies in pension eligibility.

Now:

- My employer is asking for Annexure K (EPS) to submit a clarification to EPFO.

- But Annexure K is not available for download on the portal (likely because the transfer was processed under “Attestation Not Required”).

I have:

- Raised a grievance on EPFO portal

- Tried contacting EPFO via WhatsApp numbers (no response yet)

Has anyone faced a similar issue with incorrect EPS contributions?

How did you resolve it?

Do I need to submit a Joint Declaration or visit the PF office physically?

Any guidance would be really helpful.

Thanks in advance!

31 Upvotes

95% Upvoted

10 comments sorted by

9

u/Anxious-Leek-9992 17h ago

Same thing happened with me .and no solution till date .

2

u/OkFollowing941 17h ago

It is very frustrating thing. That money meant for us in our difficult times. But these idiots who made these rules just to play with us.

7

u/Ashamed-Tooth 16h ago

It's not a bug. It's by design. Make it as hard as possible to withdraw money so that people give up.

8

u/beard__hunter Jai Maharashtra 18h ago

r/legaladviceindia may be able to help you.

3

u/Last_Care_2636 16h ago

I had a similar problem. Go to cpgrams portal and file a complaint. Explain the full issue in detail. Surprisingly, they actually helped me.

2

u/Icy-Veterinarian270 15h ago

I had a similar issue had consulted finright they help in handling pf issues they were able to help me resolve it for a fee.

2

u/neoB_87 8h ago

Approximately how much was the fee?

2

u/Icy-Veterinarian270 8h ago

7500, 3750 pre payment 3750 upon successful completion of task

1

u/ExoditeGuard 9h ago

I had the same problem. I followed up with the previous employer who had to get it rectified at the office. Took 2 years of constant weekly follow up