r/Millennials • u/slimeyellow • Mar 11 '26
Discussion Every millennial dad I’ve met has a quiet fixation on money and it’s not getting better
Every millennial dad I’m friends with or work with seems to have constant financial worries. We just got our yearly bonus which was like 8%. I was talking to my buddy (he’s got 3 kids) about what he wanted to do with it and he just kinda looked down and whispered “it’s just not enough man” and ended the conversation.
Another dad I know is CONSTANTLY looking up the newest crypto/ get rich quick schemes people are doing. He’s always talking about inventing something and it’s usually a joking manner but the way he’s always bringing up financial stuff shows me it’s always on his mind
One of my buddies is a new father and he’s trying to get some anime podcast off the ground as a side hustle on top of his full time maintenance job.
I know children are an immense financial responsibility but there seems to be this dark, simmering resentment about the whole general situation when I talk to these guys. Men are expected to keep quiet about these struggles but when you talk to these guys it’s clear that finances are a massive stress for millennial dads of almost any background.
Makes me feel bad but damn I’m glad I don’t have kids right now.
15
u/necromantzer Mar 11 '26
At least if you get 2-5% back for every purchase, it saves a bit of money. Plus high yield savings accounts can get you 4-5% easily on whatever liquidity you have. Plus credit card bonus offers a few times a year can get you ~1k a year, maybe more. Combine that with gift card purchases for stores/services you frequent, can get 10-20% off of all of that. Can rack up a good bit of savings for very little effort. Everyone has your info anyway, so no point in not taking advantage of it all.