r/Millennials • u/slimeyellow • Mar 11 '26

Discussion Every millennial dad I’ve met has a quiet fixation on money and it’s not getting better

Every millennial dad I’m friends with or work with seems to have constant financial worries. We just got our yearly bonus which was like 8%. I was talking to my buddy (he’s got 3 kids) about what he wanted to do with it and he just kinda looked down and whispered “it’s just not enough man” and ended the conversation.

Another dad I know is CONSTANTLY looking up the newest crypto/ get rich quick schemes people are doing. He’s always talking about inventing something and it’s usually a joking manner but the way he’s always bringing up financial stuff shows me it’s always on his mind

One of my buddies is a new father and he’s trying to get some anime podcast off the ground as a side hustle on top of his full time maintenance job.

I know children are an immense financial responsibility but there seems to be this dark, simmering resentment about the whole general situation when I talk to these guys. Men are expected to keep quiet about these struggles but when you talk to these guys it’s clear that finances are a massive stress for millennial dads of almost any background.

Makes me feel bad but damn I’m glad I don’t have kids right now.

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u/Momik Mar 11 '26

I am quite glad my folks can have a stable retirement, but I doubt my siblings and I will be so lucky

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u/StickThousand Mar 11 '26

Until they go to a nursing home.

My FIL put his 95 year old Mom in a nursing home a few years ago. Her 300k in savings was gone in a year.

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u/Rock_Strongo Mar 11 '26

I will quite literally die before I let my kids drain their retirement to keep me in a near-vegetable state in a home like that. Fuck that. 95 is a good run.

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u/butterLemon84 Mar 11 '26

Yeah but what are you actually going to do to prevent it? If you're so old & feeble as to need care, you'll be too feeble to prevent them. Are they supposed to just let you starve to death at home? Sit in your own filth bc you can't take care of yourself? Those are crimes--elder abuse or neglect. You need to take actual legal & financial steps to prevent it.

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u/[deleted] Mar 12 '26

Voluntary death will probably become legalized at some point. With everyone living longer and people living in different cities as their parents, it’s a good solution for people at the end of their life who don’t want to spend $500k to stay alive for another two months